The Interior Federal Credit Union checking account offers the following benefits.
- Earn competitive rates, the more you deposit, the higher your rate of return
Free Bill Pay
- Transfer funds to and from 3rd party institutions
- NO monthly fees
- NO minimum balance requirement
- NO per check charges
- Unlimited check writing
- FREE Visa Check-Card for purchases and easy convenience
- Extensive list of totally free and surcharge free ATMs
- ATM and Shared Branch search from your wireless device
- FREE ATM transactions at all DOIFCU ATMs
- Totally FREE Point-of-Sale (POS) transactions
- 24-hour account access through online banking or the telephone audio response system
- Overdraft protection with a Line of credit or automatic transfer from savings
- Plus these automated, online features
Stop payment on a personal check
Check copy request
Address change
To get your checking account, just open a share account first then apply on line.
Already have a savings account, click here to open your checking account online.
An overdraft occurs when you do not have enough money in your account to cover a transaction, but we pay it any way. We can cover your overdrafts in two different ways:
- We have standard overdraft practices that come with your account.
- We also offer overdraft protection plans, such as a link to a savings account, which may be less expensive than our standard overdraft practices. To learn more, ask us about these plans.
This notice explains our standard overdraft practices.
We do authorize and pay overdrafts for the following types of transactions:
- Checks and other transactions made using your checking account number
- Automatic bill payments
Effective July 1, 2010, for new members and August 15, 2010 for current members, we will not authorize and pay overdrafts for the following types of transactions unless you ask us to:
- ATM transactions
- Everyday debit card transactions
We pay overdrafts at our discretion, which means we do not guarantee that we will always authorize and pay any type of transaction.
If we do not authorize and pay an overdraft, your transaction will be declined.
Under our standard overdraft practices:
- We will charge you a fee of up to $25 each time we pay an overdraft.
- There is no limit on the total fees we can charge you for overdrawing your account.
If you want us to authorize and pay overdrafts on ATM and everyday debit card transactions,
click here for form, call (800)914-8619 or visit us at the Credit Union.
How do I manage my money better? The credit union offers two great resources on money management.
Personal Finance Resource Center offers
articles, calculators, Home & Family finance radio, and video. The resource center will guide you through money management.
Anytime Adviser Coach is an interactive guide that coaches you in managing your checking account.
