We offer a loan secured by the funds in your primary savings account or share certificate. Make those special purchases without depleting your savings. Loan rates are determined based on the dividend rate for the securing account. These funds, pledged as collateral for the loan, must remain at the same balance as the loan (plus the $25 minimum balance in your share account) for the life of the loan.
Are debts weighing you down? Are your bills, finance charges and late fees piling up? If so, a debt consolidation loan may be the perfect solution. Turn a lot of bill payments into one easy-to-make monthly payment. A debt consolidation loan* helps simplify all your bill payments and help organize your personal finances.
- Maximum $20,000
- Term of 60 months
Unlike your credit card, a consolidation loan gives you the comfort of knowing when your loan will be paid off. You'll also enjoy lower payments.
* Rates are based on an evaluation of credit history, so rates may differ.
Occasionally, we can all make mistakes. With an Overdraft Protection open-ended line of credit you'll be protected from those embarrassing and costly mistakes. Money is available up to your predetermined credit line.
- Overdraft Protection LOC can automatically transfer funds from your personal line of credit to your checking accounting.
- No charge to set up.
- When you draw for a Line of Credit, you pay the interest only on the advanced loan amount.
- Maximum line of credit is $10,000.
