This credit union offers loans for both new and used motor vehicles. These loans are secured by the title to the vehicle. The credit union will finance up to 100% of the purchase price. This includes tax and tags, extended warranties, GAP insurance and life and disability insurance.
Looking to buy a new or used car, but don't know where to start? The credit union offers two great resources on buying and financing new or used Auto.
Personal Finance Resource Center offers
articles, calculators, Home & Family finance radio, and video. The resource center will guide you through the process of purchasing a new or used car.
Anytime Adviser Coach is an interactive guide that offers strategies for getting the best deal on a new or used car.
You trust Interior Federal Credit Union to provide you and your family with quality products and services to meet your financial needs. We've joined with a dedicated team of insurance professionals to bring you MEMBERS Auto Insurance.
- MEMBERSŪ Auto is the property and casualty coverage solution most preferred by credit unions and their members.
- Provides an exclusive member savings discount and superior member service.
- Convenient e-service, pay your bill or make changes to your policy, even report a claim. All online.
- Receive fast, easy access to claims service 24-hours a day.
The credit union offers the following services to assist members looking to a purchase new or used car or truck:
New and Used Auto Loans
- Up to 100% financing plus tax and tags, extended warranties, GAP insurance and payment protection insurance
- Repayment terms up to 84 months for new and 60 months for used
- Quick pre-approval with our 24 hour online and phone decision process
- Simple interest financing with no prepayment penalties
- Discounts of up to 0.25% when combined with direct deposit, checking and ATM/CheckCard services
Motorcycle Loans
- Up to 85% financing plus tax and tags, GAP insurance and payment protection insurance
- Repayment terms up to 60 months
- Quick pre-approval with our 24 hour online decision process
- Simple interest financing with no prepayment penalties
- Discounts of up to 0.25% when combined with direct deposit, checking and ATM/CheckCard services
Enterprise makes buying a vehicle as enjoyable as owning one. Choose from a wide variety of makes and models-foreign and domestic- between 1 and 3 years old. Every one of them comes from our well-maintained fleet with a free 12-month/12,000-mile limited power-train warranty, one of the best in the industry.
Visit www.cuautodeals.com and click on "buy a car" to get started, or, call 1-800-CAR-SALES to find an Enterprise lot near you.
Once you've found the car you want, Interior FCU will help you put together a great financing package.
With United Buying Service (UBS) members have access to:
- The lowest pre-negotiated price on vehicles
- Discounted option pricing
- Extra savings with rebates and incentives
- The only local auto-price book. Service available in Maryland, DC, and VA.
- Audits on your purchase (at your request)
The UBS price book is available at both DOIFCU locations. You may contact UBS at 301-657-1920 or 410-792-9070, between 9 a.m. and 5 p.m., Monday through Friday. Or send an e-mail if you are interested in the service. Click here to email form.
When you contact UBS, an advisor will ask you what make and model of car you are interested in buying. He or she will then provide you with:
- Your UBS certificate number
- The name of a trained and licensed UBS salesperson
- The name of a local UBS affiliated dealer where you may go to purchase your car
MVCP helps you through the entire car-buying process. MVCP Advisors are available: 9a.m. to 5p.m., Monday through Friday. Call 1-800-345-0990 or 410-522-5000, or visit www.mvcp.com.
MVCP advisors will provide you with:
- Manufacturer's invoice prices
- Up-to-date rebates and incentives
- Disclosures of exact dealer profit
- Estimates of trade-in value
- A list of participating MVCP Dealers
Additionally, after you visit a participating dealer your advisor will double-check your transaction to make sure you got a fair and correct price based on MVCP's pricing guidelines. If necessary, they'll resolve any pricing error directly with the dealer.
When buying or selling a vehicle, make sure to visit www.nada.com.
NADA provides free access to:
- Retail values on used cars and trucks
- Trade-in values on used cars and trucks
- Dealers' cost on new vehicles
- Values on used boats, motorcycles, RV's, campers and more
Want to know the real deal about the used car you're considering? You can't always trust the dealer or individual selling the car to give you the facts. Visit www.carfax.com and enter the vehicle identification number (VIN) to verify the car's mileage, accident history, and more for a small fee
New and used boat and recreational vehicle loans are also available.
- Up to 85% financing plus tax and tags, and payment protection insurance
- Repayment terms up to 144 months
- Quick pre-approval with our 24 hour online decision process
- Simple interest financing with no prepayment penalties
- Discounts of up to 1/4% when combined with direct deposit, checking and ATM/CheckCard services
GAP, mechanical breakdown, life and disability insurance can be added to any vehicle loan.
