This credit union offers loans for both new and used motor vehicles. These loans are secured by the title to the vehicle. The credit union will finance up to 100% of the purchase price. This includes tax and tags, extended warranties, GAP insurance and life and disability insurance.
Looking to buy a new or used car, but don't know where to start? The credit union offers two great resources on buying and financing new or used Auto.
Personal Finance Resource Center offers
articles, calculators, Home & Family finance radio, and video. The resource center will guide you through the process of purchasing a new or used car.
Anytime Adviser Coach is an interactive guide that offers strategies for getting the best deal on a new or used car.
You trust Department of the Interior Federal Credit Union to provide you and your family with quality products and services to meet your financial needs. We’ve joined with a dedicated team of insurance professionals to bring you the MEMBERS® Auto & Homeowners Insurance Program.
- The MEMBERS Auto & Homeowners Insurance Program is the property and casualty coverage solution preferred by credit unions and their members.
- Access convenient e-service, pay your bill or make changes to your policy, even report a claim.
- Receive fast, easy access to claims service 24 hours a day.
- Obtain a free, no-obligation quote.
The MEMBERS Auto & Homeowners Insurance Program is made available by CUNA Mutual Insurance Agency, Inc. and underwritten by leading insurance companies. To the extent permitted by law, applicants are individually underwritten; not all applicants may qualify. Discounts are not available in all states and discounts vary by state. A consumer report from a consumer reporting agency and/or motor vehicle report will be obtained on all drivers listed on your policy where state regulations allow. The insurance offered is not a deposit and is not federally insured or guaranteed by your credit union.
The credit union offers the following services to assist members looking to a purchase new or used car or truck:
New and Used Auto Loans
- Up to 100% financing plus tax and tags, extended warranties, GAP insurance and payment protection insurance
- Repayment terms up to 84 months for new and 60 months for used
- Quick pre-approval with our 24 hour online and phone decision process
- Simple interest financing with no prepayment penalties
- Discounts of up to 0.25% when combined with direct deposit, checking and ATM/CheckCard services
Motorcycle Loans
- Up to 85% financing plus tax and tags, GAP insurance and payment protection insurance
- Repayment terms up to 60 months
- Quick pre-approval with our 24 hour online decision process
- Simple interest financing with no prepayment penalties
- Discounts of up to 0.25% when combined with direct deposit, checking and ATM/CheckCard services
Enterprise Car Sales makes buying a vehicle as enjoyable as owning one. Enterprise has no-haggle pricing so you can avoid unpleasant negotiations and sales games. You'll be pleased with their professional people and low-pressure sales approach. Every vehicle they sell comes with The Perfect Used Car Package® to ensure your complete satisfaction.
A great selection of used cars for sale - 120 makes and models, you can search for certified used cars online. Whether you are looking for a used truck, car, van or SUV, they have your next vehicle. Enterprise Rent-A-Car fleet of more than 700,000, to offer unsurpassed quality and value.
Once you've found the car you want, Interior Federal Credit Union will help you put together a great financing package.
You’re in the STRESS FREE ZONE!
Auto Buying Service (ABS) was founded by Frank & Wanda Lewark in 1970. You will have the protection of dealing with a reputable business and the care and concern that comes from that business being family owned and operated.
When you purchase a vehicle from Auto Buying Service you will receive:
- Carfax Title History Report
- Complete diagnostic evaluation
- Vehicle history report
- Limited warranty
- Service contracts available
Selling a vehicle? ABS will buy your vehicle, outright, from you or trade it on one of their many quality pre-owned vehicles.
Locating Service – If they don’t have the vehicle you’re looking for – they will find it for you! They have a large selection of Premium Pre-owned vehicles.
Shop on line at www.AutoBuyingService.com or call (800) 735-4227.
With United Buying Service (UBS) members have access to:
- The lowest pre-negotiated price on vehicles
- Discounted option pricing
- Extra savings with rebates and incentives
- The only local auto-price book. Service available in Maryland, DC, and VA.
- Audits on your purchase (at your request)
The UBS price book is available at both DOIFCU locations. You may contact UBS at 301-657-1920 or 410-792-9070, between 9 a.m. and 5 p.m., Monday through Friday. Or send an e-mail if you are interested in the service. Click here to email form.
When you contact UBS, an advisor will ask you what make and model of car you are interested in buying. He or she will then provide you with:
- Your UBS certificate number
- The name of a trained and licensed UBS salesperson
- The name of a local UBS affiliated dealer where you may go to purchase your car
MVCP helps you through the entire car-buying process. MVCP Advisors are available: 9a.m. to 5p.m., Monday through Friday. Call 1-800-345-0990 or 410-522-5000, or visit www.mvcp.com.
MVCP advisors will provide you with:
- Manufacturer's invoice prices
- Up-to-date rebates and incentives
- Disclosures of exact dealer profit
- Estimates of trade-in value
- A list of participating MVCP Dealers
Additionally, after you visit a participating dealer your advisor will double-check your transaction to make sure you got a fair and correct price based on MVCP's pricing guidelines. If necessary, they'll resolve any pricing error directly with the dealer.
When buying or selling a vehicle, make sure to visit www.nada.com.
NADA provides free access to:
- Retail values on used cars and trucks
- Trade-in values on used cars and trucks
- Dealers' cost on new vehicles
- Values on used boats, motorcycles, RV's, campers and more
Want to know the real deal about the used car you're considering? You can't always trust the dealer or individual selling the car to give you the facts. Visit www.carfax.com and enter the vehicle identification number (VIN) to verify the car's mileage, accident history, and more for a small fee
New and used boat and recreational vehicle loans are also available.
- Up to 85% financing plus tax and tags, and payment protection insurance
- Repayment terms up to 144 months
- Quick pre-approval with our 24 hour online decision process
- Simple interest financing with no prepayment penalties
- Discounts of up to 1/4% when combined with direct deposit, checking and ATM/CheckCard services
GAP, mechanical breakdown, life and disability insurance can be added to any vehicle loan.