Interior Federal Credit Union

Online Banking

Interior FCU Online Banking is safe, secure and gives you 24-hour access to your accounts.

Access your accounts in one place.
Pay bills and set up recurring payments.
Transfer money between accounts.
View cancelled checks, change your address, reorder checks

Click here to log in now if you are already registered. If not, click on the Register link above, next to the Login button, for further instructions.

Online Banking and Bill Pay are FREE and for the disclosures click here.

Mobile Banking

Now you can save time, by banking on the go. You can easily access your Interior FCU account with your cell phone or PDA. Best of all, Mobile Banking service is FREE*.

Benefits and Features:

Access your checking, savings, line of credit and other Interior FCU accounts
Pay your bill anywhere and anytime
Transfer funds immediately to any other Interior FCU account
Locate shared branches or ATMs, along with maps and directions

Security:

Your personal information is protected to prevent unauthorized access
We will never transmit account number information

Before Using Mobile Banking:

Must be registered as a Online Banking user
Your cell phone must be on the list of supported devices
Mobile Banking is available to Online Banking users. Set up from your cell phone or PDA browser

Text Messaging Banking

Your account balances are a Text away.
Text Message Banking makes it easy to access account balances and transactions, right on your mobile phone. It’s the fastest way to get your balances.

As simple as texting your friends!
Just text a short command to 454545, and you will quickly receive the information you want.

Here are some of the requests you can make with Text Messaging Banking:

BAL – Current and available balances for a primary account you designate
LAST - The last five transactions in your primary account
BAL ALL – Current balances for all the accounts you have with us†

†Credit card balances might not be included.

Secure access to your balances and transactions
Not only is Text Message Banking fast and FREE*, it is secure. You must first log into our secure internet banking site and have your phone in your possession in order to complete enrollment. We text an activation code to your phone that you must enter into the internet banking site in order to activate Text Messaging Banking. Also, we never send confidential information such as user ID’s, passwords or complete account numbers via Text Messaging Banking.

*You may be changed access rates depending on your carrier. Web access is needed to use Mobile Banking. Check with your service provider for details on specific fees and charges.

Frequently Asked Questions about Text Message Banking

FinanceWorks, powered by Quicken, an easy to use online tool that will help our members simplify their financial lives by enabling them to get a complete financial picture of their accounts from Interior Federal Credit Union as well as 16,000† other financial institutions and creditors.

Outline of Key Features:

Accounts
Shows the user’s accounts held at Interior FCU with the ability to add accounts from more than 16,000+ other financial institutions and creditors to provide a complete financial picture for the user.
Your Taxes
Allows users to get organized for taxes with the Tax Watch report which tracks tax deductible expenses such as charitable contributions and child care. During tax season, quick link takes users directly into Turbo Tax for Online Banking.
Where is My Money Going?
Shows a quick chart of where users are spending their money based on auto categorization of transactions with the ability to drill down to see more detail on the Trends page.
Am I Making My Goals?
Allows users to quickly see their progress against their budget goals and set up alerts to be reminded if they are close to or have gone past their spending targets.
Net Worth
Allows users to track their overall net worth.
Alerts and Reminders
Alerts and remainder help the end user track their budgets, pay bills on time, and get timely updates about their accounts.
Small Business Features
Allows users to track business income and expenses in their personal accounts and simplify tax time.
Cross Sell
Your financial institution can offer additional relevant products and services via clickable cross-sell ads in three locations on the Home Page.
Other Tools
Provides quick links to tax and cash flow management tools and Bill Pay functionality.

Frequently Asked Questions about FinanceWorks

Bill Payment
Online Bill Pay is secure and FREE, plus:

Fast. You can track your payments.
Easy. Pay your utilities, credit cards and other bills. Just enter your payee's information.
Convenient. No envelopes, stamps or hassles. Pay your bills in minutes.
Dependable. Schedule exactly when you need your payments sent. You can choose whether to make a one-time or a repeating payment.
Paying bills online helps the environment. Save trees and reduce waste!

Check Imaging
A scanned image of the check you write is stored in Online Banking. The check number in your history acts as a link to the image. To retrieve a check image, pull up your account summary and click on the check number. The front and back of your check will be shown.

Your check images are available 24 hours a day, 7 days a week for FREE. Reasons why your image would not be available: (1) electronic/ACH cleared checks-digital check formats are not image recorded. A check number will be recorded (2) the check was a Non-Sufficient Funds (NSF) check. Those checks are not scanned.

E-Statements
Paperless statements help the environment by saving trees and waste.

Secure. Protected by your sign on and password, they can’t get stolen in the mail.
Convenient. Review and print statements anytime. Even save them to your computer.
Get Green. Help the environment by reducing paper and keeping down office clutter.
Speed. Receive an email notifying you that your monthly statement is available.

If you want to sign up for e-statements, login to Online Banking, click on “Services” and enter your email address.