^ΔAPR = Annual Percentage Rate
*0.25 % Discount if you have a DOIFCU checking account, direct deposit and ATM/Visa Check Card. Late charges in an amount not greater than 20% of the interest due with a minimum not less than $5.00 shall be assessed at the option of the credit union on payments not received within fourteen (14) calendar days of the due date.
**Interior FCU will pay normal settlement fees if there is an initial advance of $25,000 or more and no prepayments are made within the first year of the loan. The average closing cost range is $700 – $1700. The late charge is 5% of the overdue payment of principle and interest within fifteen (15) days of the due date. The maximum APR is 18%. Rates are subject to change July 1st and January 1st. Property insurance may be required.